I think that as more and more of these services spring up throughout Nigeria and other parts of the continent GDP growth will mushroom. Perhaps prices on consumer goods normally purchased with credit or checks might lower or at least not rise as quickly when businesses know that there granting of credit and trade lines is more safe from defaults.

On business ventures versus oppurtunities in Nigeria, perhaps something very similar could be said of any large city in America like Chicago or New York City-where making a fast buck might be easy for the quick witted but sustaining a healthy and thriving business requires much more substantial time, planning, investment, help, and etc…

Hat tips to you, very excellent post!